Q: I was injured in an auto accident. What are Arizona's mandatory auto insurance laws?
A: Arizona requires every motor vehicle registered with the state to have the following minimum levels of auto liability insurance coverage:
$15,000 for bodily injury for one person
$30,000 for bodily injury for two or more persons
$10,000 in property damage liability
Arizona is a "tort state," meaning that the driver who is "at-fault" or responsible for causing the accident must pay the injured victim's medical and property damage expenses. This also means that you can file a personal injury lawsuit against the at-fault party for damages related to the accident. An experienced personal injury attorney can determine whether a lawsuit should be filed, speak with insurance companies on your behalf, and ensure that you receive the compensation you deserve.
Q: How much does it cost to hire a lawyer?
A: We understand that some people are reluctant to file or defend a lawsuit because of the litigation costs. For this reason, Herman | Goldstein accepts plaintiff personal injury cases on a contingency fee basis, meaning that if you do not receive a settlement or a judgment in your favor, we do not receive attorneys' fees.
Q: How much is my case worth?
A: Without knowing the facts of your specific case, it is impossible to estimate its potential worth. Personal injury cases can be worth hundreds of dollars or millions of dollars, and the difference may hinge on a particular fact in your case. The only way we can accurately estimate what your case might be worth is to schedule a consultation with you to discuss your case in detail.
Q: How long do I have to file a lawsuit in a personal injury case?
A: The statute of limitations for personal injury matters in the State of Arizona is generally two years, as defined in Arizona Revised Statute 12-542.
Q. How does a wrongful death case differ from a personal injury claim?
A. In a wrongful death claim, the surviving husband or wife, child, parent or guardian, or personal representative of the decedent may bring an action for recovery on behalf of the decedent's estate. Arizona Revised Statute 12-612 defines who may bring a wrongful death action. Whether you were the injured party seeking recovery of damages, or a defendant facing a personal injury lawsuit, our experienced personal injury lawyers are prepared to help. To find out how we can assist you with your personal injury matter, contact Herman | Goldstein today to schedule a consultation.
Insurance Bad Faith FAQs
Q: What is insurance bad faith?
A: Insurance bad faith claims arise when insureds believe that their insurance company has failed to abide by the terms of their policy by unfairly denying a claim even though the claim falls within the policyholder's coverage, or delaying processing or payment on a claim even though the claim was properly and timely submitted.
Q: How do I know if my insurance company is acting in bad faith?
A: Not every denial or delay of a claim derives from the insurance company acting in bad faith. Often a denial or delay falls within the scope of the policy's terms. An insurance bad faith attorney can evaluate the facts of your case and the extent of the insured's coverage to determine if the insurer is acting in bad faith. At Herman | Goldstein, our experienced attorneys have considerable experience handling insurance bad faith matters from the perspectives of both insurers and insureds. In particular, Evan S. Goldstein, one of our firm's partners, has extensive experience in this area of law.
Q: What are the different types of policies where bad faith claims can arise?
A: Insurance bad faith claims can arise in connection with policies such as homeowner's insurance, title insurance, commercial insurance, automobile insurance, life insurance, and workers' compensation insurance.
Q: What is first and third-party insurance bad faith?
A: In first party insurance claims, the insured makes a claim for reimbursement for damages under his or her own insurance policy. Third party claims are pursued against the insurance company of another individual or business that has caused you damages.